If you are behind in your mortgage payments or close to foreclosure you do have options. A new law passed by Congress in 2009 called the hardship loan modification allows you to rip up your mortgage and create a new one with much more favorable terms and a dramatically lower payment. Learn about your best option to avoid foreclosure and save your credit.
See the article here:Are You Behind on Mortgage Payments? A Hardship Loan Modification Can Save Your Home
