When you’ve found out you’re in an underwater mortgage and you’re having financial troubles, the bank is the last thing you want to deal with, isn’t it? Sadly, the bank is the first thing you’re going to have to deal with. For what it’s worth, though, Kristin and I have been through what you’re going through right now. We’re fine, our family is fine, and we’ve managed to get out of our underwater mortgage situation without going into poverty.
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